Uber Accidents: What Changes When the Driver Is on the App
Uber accidents follow a different set of rules than standard car crashes. The moment a driver logs into the Uber app, a commercial insurance policy comes into play. The coverage amount shifts again once a passenger is in the car. If Uber disputes which phase the driver was in at the moment of impact, that argument can cost you a significant amount of money.
We pull the app data and the driver's records to establish exactly what was active at the time. You shouldn't have to argue about that on your own.
Lyft Accidents and the Insurance Gap Problem
Lyft accidents create the same layered insurance problem, and Lyft's claims team is experienced at using that complexity to delay or deny payouts. Passengers hurt in Lyft accidents often don't realize they have a claim against the platform itself, not just the driver.
As a personal injury attorney firm focused on rideshare cases, Howe.Law knows where Lyft's liability begins and where their adjusters try to draw the line. We don't let them draw it in the wrong place.
Injured as a Rideshare Driver? You Have Rights Too
Rideshare accidents don't only hurt passengers. Drivers injured by other motorists while logged into the app often find that Lyft and Uber's uninsured and underinsured motorist coverage applies to them. The platforms don't advertise this clearly.
If you were driving for Uber or Lyft when the crash happened, call us before you accept anything from any insurer. The coverage picture is different than a standard auto claim, and getting it wrong early can limit what you recover later.